# Ivymead Credit > Ivymead Credit is a small-business funding broker at 124 Cathedral St, Annapolis, MD 21401 (phone (443) 775-7996). It helps businesses in Annapolis, MD; Edgewater, MD; Arnold, MD; Crownsville, MD; Severna Park, MD; Crofton, MD; Odenton, MD; Pasadena, MD; Severn, MD and across Anne Arundel County, Maryland, explore equipment loans and leases, working capital loans, business lines of credit, business term loans, inventory financing, and merchant cash advances. Ivymead Credit gathers business funding requests and sends them to funding partners; each partner reviews a request independently and sets any approval, amount, price and terms. Ivymead Credit is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Ivymead Credit does not arrange personal, payday, auto title, home or commercial mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 124 Cathedral St, Annapolis, MD 21401, United States - Phone: (443) 775-7996 - Apply: https://ivymeadcredit.com/apply/ - Service area: Annapolis, MD; Edgewater, MD; Arnold, MD; Crownsville, MD; Severna Park, MD; Crofton, MD; Odenton, MD; Pasadena, MD; Severn, MD and all of Anne Arundel County, Maryland - Language: English ## Funding options - [Types of Business Loans for Annapolis, MD Landscapers, Home Builders and Physician Practices](https://ivymeadcredit.com/business-loans/): Ivymead Credit in Annapolis, Maryland matches each purchase with one of six funding types before a funding partner reviews the request. - [Equipment Financing in Annapolis, MD: Kitchen Lines, Hotel FF&E and Mowers](https://ivymeadcredit.com/equipment-financing/): Ivymead Credit in Annapolis, Maryland starts an equipment request with the dealer quote or the used-equipment listing and the down payment the business has. - [Working Capital Loans for Annapolis, MD Home Builders: Payroll, Supplies and Slow Weeks](https://ivymeadcredit.com/business-loans/working-capital/): Ivymead Credit in Annapolis, Maryland helps an owner describe a cash gap in dollars and days, so a funding partner can price a short loan against it. - [Business Lines of Credit for Annapolis, MD Home Builders: Draw Only What You Use](https://ivymeadcredit.com/business-loans/line-of-credit/): Ivymead Credit in Annapolis, Maryland helps owners show the repeating costs a credit line would carry, so a funding partner can size the limit. - [Business Term Loans for Annapolis, MD IT and Consulting Firms Buying, Building or Expanding](https://ivymeadcredit.com/business-loans/term-loans/): Ivymead Credit in Annapolis, Maryland helps owners describe a one-time purchase so a funding partner can size a term loan against it. - [Inventory Financing in Annapolis, MD for Home Builders Buying Ahead of Demand](https://ivymeadcredit.com/business-loans/inventory-financing/): Ivymead Credit in Annapolis, Maryland helps owners show what the stock is, how many weeks it takes to sell and when the money from it arrives. - [Merchant Cash Advances in Annapolis, MD for Restaurants and Shops: Costs, Holdbacks and Alternatives](https://ivymeadcredit.com/merchant-cash-advance/): Ivymead Credit in Annapolis, Maryland explains how advances work so an owner can compare one with the funding types that are loans. ## Industries - [Business Loans by Industry for Annapolis, MD: From Home Builders to IT and Consulting Firms](https://ivymeadcredit.com/industries/): Ivymead Credit in Annapolis, Maryland takes a purchase or a shortfall from any working business in the county. This hub links fourteen trade pages and adds Census-based notes on other local trades. - [Restaurant Loans in Annapolis, MD: Booth Seating, POS Terminals and Menu Boards](https://ivymeadcredit.com/industries/restaurants/): Restaurants in Annapolis, Maryland and across Anne Arundel County, MD can send a funding request through Ivymead Credit, which matches each purchase with a funding type before a partner reviews it. - [Medical Practice Loans in Annapolis, MD: Exam Tables, Vitals Monitors and a Second Suite](https://ivymeadcredit.com/industries/medical-practices/): Physician practices in Annapolis, Maryland and across Anne Arundel County, MD can describe a purchase to Ivymead Credit, which matches it with a funding type before a partner reviews it. - [Salon Business Loans in Annapolis, MD: Salon Suites, Color Bars and Remodels](https://ivymeadcredit.com/industries/salons/): Hair and nail salons and barber shops in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type. - [Dental Office Loans in Annapolis, MD: Lasers, Compressors and an Office Remodel](https://ivymeadcredit.com/industries/dental-practices/): Dental offices in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches the purchase with a funding type before a partner reviews it. - [Annapolis, MD Gym Business Loans: Strength Equipment and Buying an Existing Gym](https://ivymeadcredit.com/industries/gyms-and-fitness-studios/): Gyms and studios in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches the purchase with a funding type before a partner reviews it. - [Business Loans for Retail in Annapolis, MD: Point-of-Sale Systems, Shelving and Holiday Orders](https://ivymeadcredit.com/industries/retail/): Stores in Annapolis, Maryland and across Anne Arundel County, MD can send a funding request through Ivymead Credit, which matches each purchase with the funding type that fits it. - [Annapolis, MD Financing for Contractors: Mini Excavators, Trench Boxes and Retainage](https://ivymeadcredit.com/industries/construction/): Builders and trade contractors in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each cost with a funding type before a partner reviews it. - [Auto Repair Shop Loans in Annapolis, MD: Tire Changers, Wheel Balancers and Parts Stock](https://ivymeadcredit.com/industries/auto-repair/): Repair, tire and collision shops in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type. - [Landscaping Equipment Financing in Annapolis, MD: Commercial Mowers and Crew Payroll](https://ivymeadcredit.com/industries/landscaping/): Landscaping and lawn care companies in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type. - [Annapolis, MD Daycare Center Financing: Infant Cribs, Toddler Rooms and Fencing](https://ivymeadcredit.com/industries/daycare-centers/): Child care centers in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type before a partner reviews it. - [Hotel Loans in Annapolis, MD: PIP Upgrades, Furniture and Working Capital](https://ivymeadcredit.com/industries/hotels-and-motels/): Hotels, motels and inns in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit for renovation, equipment and working capital; property mortgages are outside its scope. - [Business Loans for Real Estate Agents in Annapolis, MD: Buying an Agency and Team Expansion](https://ivymeadcredit.com/industries/real-estate-agents/): Agents and agency owners in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches the purpose with a funding type before a partner reviews it. - [Annapolis, MD Manufacturing Equipment Financing: Shop Expansions, Tooling and Machinery](https://ivymeadcredit.com/industries/manufacturing/): Machine shops and manufacturers in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type. - [Cafe Business Loans in Annapolis, MD: Bakery Ovens and Display Cases](https://ivymeadcredit.com/industries/cafes-and-coffee-shops/): Cafes and coffee shops in Annapolis, Maryland and across Anne Arundel County, MD can send a request through Ivymead Credit, which matches each purchase with a funding type. ## Guides and calculators - [Annapolis, MD Small Business Guides for Physician Practices and Restaurants](https://ivymeadcredit.com/resources/): Ivymead Credit in Annapolis, Maryland keeps these guides practical: what to check, which office to ask and which records a funding partner may want. - [Annapolis, MD Zoning Map, Zoning Code and Building Permits Before a Restaurant or Office Build-Out](https://ivymeadcredit.com/resources/annapolis-md-zoning-and-building-permits/): Ivymead Credit in Annapolis, Maryland wrote this guide from the city's published pages. Rules change; confirm every requirement with the Department of Planning and Zoning. - [Anne Arundel County, MD Liquor License Application, Liquor Boards and Renewals for Restaurants](https://ivymeadcredit.com/resources/anne-arundel-county-liquor-license-application/): Ivymead Credit in Annapolis, Maryland wrote this guide from the boards' published pages. Licensing law is for counsel and the boards; confirm every step with the board that covers the address. - [Maryland Child Care License Lookup and Licensing Reports: What an Annapolis, MD Center Shows a Lender](https://ivymeadcredit.com/resources/maryland-child-care-license-lookup/): Ivymead Credit in Annapolis, Maryland wrote this guide for center owners preparing a funding request. Licensing questions belong to the state; confirm every point with the Office of Child Care. - [Equipment Loan Calculator With Amortization for Annapolis, MD Kitchens, Crews and Clinics](https://ivymeadcredit.com/resources/equipment-loan-calculator-with-amortization/): This Annapolis, Maryland calculator from Ivymead Credit checks arithmetic and nothing more; no partner's rate, term or decision can be read from it. ## Areas served - [Annapolis, MD Business Loans: Anne Arundel County, MD Facts, Local Lenders and IT and Consulting Firms](https://ivymeadcredit.com/annapolis-md/): Ivymead Credit has its office at 124 Cathedral St, Annapolis, MD 21401. It takes requests by phone or web form from businesses in the city and across Anne Arundel County, MD and passes them to funding partners, who make their own decisions. - [Business Loans for Landscapers, Restaurants and Physician Practices in Towns Near Annapolis, MD](https://ivymeadcredit.com/service-areas/): Businesses from anywhere in the county can send Ivymead Credit's Annapolis, Maryland office a request. Community pages lead with ZIP and Census place figures and show county figures separately as background. - [Edgewater, MD Business Loans for Restaurants, Physician Practices and Main Street Shops](https://ivymeadcredit.com/service-areas/edgewater-md/): Ivymead Credit in Annapolis hears from Edgewater, Maryland businesses by phone or through its web form. This page uses ZIP 21037 and Census place figures for Edgewater, with county figures shown separately as background; the Edgewater community covers 17.8% of the ZIP's land. - [Arnold, MD Business Loans for HVAC Contractors and Main Street Shops](https://ivymeadcredit.com/service-areas/arnold-md/): Ivymead Credit, based in Annapolis, takes requests from Arnold, Maryland businesses over the phone or the web form. This page uses ZIP 21012 and Census place figures; the Arnold community covers 98.2% of the ZIP's land. - [Business Loans in Severna Park, MD for Auto Shops, IT Firms and Physician Practices Near Annapolis, MD](https://ivymeadcredit.com/service-areas/severna-park-md/): Severna Park, Maryland businesses can send Ivymead Credit in Annapolis a request by phone or web form. This page uses ZIP 21146 and Census place figures; the community covers 97.0% of the ZIP's land. ## Company - [Small Business Loans in Annapolis, MD: Physician Practices, Auto Repair Shops and Landscapers](https://ivymeadcredit.com/): From its Annapolis, Maryland office, Ivymead Credit sorts a purchase or a cash gap into one of six funding types, then sends the request to funding partners, and each partner makes its own decision. - [How to Get a Business Loan for Your Annapolis, MD IT Firm: From Call to Offer](https://ivymeadcredit.com/how-it-works/): Ivymead Credit in Annapolis, Maryland takes requests by phone or web form and forwards them to funding partners; underwriting and the decision belong to the partner. - [Business Loan Questions From Annapolis, MD Restaurants, Landscapers and Physician Practices](https://ivymeadcredit.com/faq/): Ivymead Credit in Annapolis, Maryland keeps these answers general. A partner's agreement and a tax adviser settle the specifics. - [About Ivymead Credit: How an Annapolis, MD Funding Request Reaches a Partner](https://ivymeadcredit.com/about/): Ivymead Credit has its office at 124 Cathedral St, Annapolis, MD 21401, and it takes requests from businesses across Anne Arundel County, MD. - [Contact Ivymead Credit About a Business Loan for Your Annapolis, MD Home Builder](https://ivymeadcredit.com/contact/): Ivymead Credit is at 124 Cathedral St, Annapolis, MD 21401. A request can start on the phone line or on the web form, whichever suits the owner. - [Start an Annapolis, MD Business Loan Application for Your Restaurant, Practice or Home Building Company](https://ivymeadcredit.com/apply/): Ivymead Credit in Annapolis, Maryland uses the form to open a conversation about the purchase; a funding partner reviews the request and decides. - [Disclosures for Ivymead Credit, Annapolis, MD](https://ivymeadcredit.com/disclosures/): Ivymead Credit in Annapolis, Maryland is a funding broker, not a lender. ## Optional - [Full text of every page](https://ivymeadcredit.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://ivymeadcredit.com/sitemap.xml)