In short
Ivymead Credit in Annapolis, Maryland is a funding broker, not a lender.
A funding broker, not a lender
Ivymead Credit is a small-business funding broker. It is not a lender and does not make credit decisions. It passes funding requests to funding partners, and each partner reviews a request and decides on approval, amount, rate and terms.
Approval is never promised
Sending a request is not a promise of approval or of any particular amount, rate or term.
Merchant cash advances on this site
A merchant cash advance is not a loan. It is a purchase of part of a business's future receipts, collected from those receipts.
Calculators and illustrations
Calculators and worked examples on this site use invented figures. They are not offers and do not predict any partner's terms.
By Ivymead Credit · Updated